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Credit Control

Credit Control

Why debt collection is often a waste of time

Over the past 15 years I have loaded thousands of debts for collection and one thing that has always rung true is that those...
Credit Control

Doing the wrong thing for the ‘right’ reason doesn’t make it right

In my work I often hear people attempt to justify sometimes horrendous acts or very poor decisions due to it being something that they...
Business Profiles

NJK Advisory – Fixing it before it breaks

Over the past 15 years Nick Kerr has been working with a nationwide credit control agency, but has now gone out on his own. “When...
Credit Management

Relationships and other complications

Jon Richardson, a famous UK comedian, once said “all relationships end, either one of you leaves or one of you dies” and that is...
Credit Management

Enabling can be disabling

After nearly 15 years in credit management and almost six in the repossession industry I have noticed a few trends. One of these is...
Credit Management

I know you don’t owe any money but you are still losing your car

In 2019 I wrote an article in this publication titled “The dangers of the social media car yard”. It would appear that the point...
Credit Management

The double-edged sword of subcontracting

With the boom in construction we as a nation have been experiencing during the last few years we have seen a proliferation of tradespeople...

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