Rapson Loans and Finance

Are you looking for expert financial advice that goes above and beyond what your bank can offer?

Founded in 2007, Rapson Loans and Finance is a fully independent finance and loans company based in Tauranga with a client base all over New Zealand. The Rapson team is dedicated to helping families and individuals achieve their financial dreams.

Whether you’re a first-time home buyer or an investor, Rapson’s team is committed to providing expert financial advice and tailored solutions that usually go beyond what a single bank can offer. With a focus on putting people first, the team strives to make the financial journey as stress-free and seamless as possible.

Meet the team

At Rapson, we are lucky to have a team of experienced financial advisors. Our highly experienced and professional team can help with all your loan, mortgage, insurance and investment needs. Together, we provide the total solution. We’re all focused on the same goal and that is to deliver the best possible outcome for you.

Tristan Hewett

Director, Financial Adviser – Mortgage, Business & Commercial Finance
Ph 021 119 9458

Tristan is one of our directors, specialising in Mortgage, Business & Commercial Finance.

Tristan has a wealth of experience as a business development manager in the rural, banking and investment sectors. He is dedicated to helping clients achieve their financial goals by offering tailored solutions and strategic insights. With a strong foundation in business development across diverse sectors, he brings a unique perspective to the team and ensures that clients receive the highest standard of service and support.

Brooke Reynolds

Director, Financial Adviser – Mortgage, Business & Commercial Finance
Ph 021 942 320

Brooke is our other Director, specialising in Mortgages, Business & Commercial Finance.

Brooke has over two decades of experience in finance. Her solutions-focused mindset and unwavering work ethic have made her an invaluable asset to the Rapson team.

Recently named a finalist in the prestigious Elite Women 2023 awards, Brooke’s outstanding contributions in the mortgage industry speak for themselves – helping clients meet their financial goals and finds it particularly rewarding to help first-home buyers make it onto the property ladder.

Jacques Pitts

Financial Adviser – Mortgages
Ph 027 301 7177

Jacques is an experienced account manager in both the sales and finance industries. He has a track record of building relationships, managing large accounts, and problem-solving.

Jacques is dedicated to helping clients find the ideal mortgage option while making the difficult process seem simple.

Trudie Rutherford

Financial Adviser – Risk
Ph 027 217 3556

Trudie is a risk specialist, with over 15 years of experience in the financial services industry. She has a passion for working with families, understanding their specific needs, and formulating a tailored plan for them to protect their debt and income within their budget.


Michelle Schwab

Financial Adviser – Mortgages
Ph 021 278 4711

Michelle has an entrepreneurial background across the real estate and finance industries. Being a business owner gives Michelle a unique understanding of home loan policies and budgets. She offers valuable insights into the local Bay of Plenty real estate market.

Michelle has gained experience in both Australia and New Zealand and has worked in finance and lending.

Andre October

Financial Adviser – Mortgages
Ph 027 344 0994

With a passion for property and investments, Andre brings a wealth of experience with a diverse work background in the mining and construction industries.

Now as a financial adviser, his expertise is focused on guiding individuals towards financial success.

With experience like this on offer, it is no wonder why more New Zealanders are choosing mortgage advisers for their first home loans and financial needs.

Recent statistics released from the New Zealand banks have confirmed that the number of Kiwis using financial advisors and mortgage brokers is increasing year on year. The Bank of

New Zealand confirmed the adviser channel accounted for 34.8% of BNZ home loans compared to 30.7% of the previous financial year. As part of their FY23 results, ANZ confirmed the proportion of home loans through advisers was 60%, up from 56% for FY22.

In the six months to September 30, 2023, Kiwibank confirmed that the percentage of new home loans (by value) originated from mortgage advisors was 58%.

For Westpac, adviser-introduced home loans represented 51.9% of Westpac NZ’s total portfolio (as of September 30), up from 50.1% in the previous 12 months.

One of the key contributors to this development is the complexity of the New Zealand housing market. There is an array of banks and other lenders offering a wide range of mortgage products, each with unique terms and conditions, which can be bewildering for first-time homebuyers. Navigating through this landscape can be simplified with the aid of a mortgage adviser.

The team at Rapson provide detailed, personalised advice based on each client’s individual requirements and financial situation. With our established connections, and over 50 years combined experience in the industry we have the potential to negotiate more favourable loan terms, such as interest rates and repayment schedules.

Here at Rapson, our service goes beyond mere advice; we offer bespoke guidance, to ensure the most beneficial loan conditions through negotiation, and enable our clients to make well-informed decisions.

Related: Beyond Your Bank: Rapson Loans and Finance

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